I am feeling frustrated with the hospital. I had learned this past Wednesday or Thursday that they HAVE NOT initiated the process of approval with SelectHealth. They seem to be doubtful we'd get any more support or money as they have had previous patients appeal without no success. However, my situation is more unique than different. Granted, I am deaf-blind which would pull some weight into the equation of getting more money from the insurance (I've battled them about 10 years ago and feel I can win again).
Everyone was confused of the day of the CI Evaluation, including my parents. We were told or at least hearing that if I had my group policy plus Medicare Part B that I would have no out of pocket expense. We thought that meant for a bilateral implantation. NOPE! It was only for one CI.
In many ways that is great. However, the group policy only covers $35K per lifetime so it doesn't matter if I go for it now or later with this policy. I still only get $35K as that is what the policy legally says they can and will pay, even if it's unilateral or bilateral implantation.
The more I learn the more I just want to run away, but I know I cannot run away. It's difficult not to think about this frustration and let my desire decline for getting implanted.
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